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Mutual Understanding: In a bear market, shop for consumer goods, health care ETFs (Market Watch) BOSTON (MarketWatch) -- Among exchange-traded funds holding stocks, some of the best performers this year -- down 15%-20% or so instead of more than 30% for the Standard & Poor's 500 Index -- are those focused on consumer products, because Americans will always buy cereal, toothpaste, detergent, canned goods, soap and other household staples.